Stupid people... Don't you just love them?

Emily and I have been dealing with these people all week. Well her more than me. One guy came in for an interview for a hard money loan and talked her and my mom's heads off for an hour and a half. He was dirty, smelly and argumentative. He hard-balled them for an hour about their prices. When he left, they ran his credit and confirmed their suspicions - his credit sucked. Em has also been dealing with a stupid borrower all week. He called Monday, wanted to close on Wednesday, and complained about the price (no price break for that short of notice). Then, four hours before he was suppose to close, he wanted to raise the loan amount by $34,000 to convert the single family house to a four-plex. However, he didn't tell the appraiser, so the house was appraised on $30,000 worth of repairs, not $64,000. So, Emily has been going back and forth with him for the last few days trying to get the deal to close. Wednesday, after the supposed closing time, the buyer found out that there was a code enforcement lean against the house because the owner had been fixing the house himself without pulling permits. Emily is going crazy trying to get it all figured out.